{"id":14624,"date":"2026-07-21T13:50:42","date_gmt":"2026-07-21T10:50:42","guid":{"rendered":"https:\/\/www.ozkokhukuk.com\/?p=14624"},"modified":"2026-07-21T13:50:42","modified_gmt":"2026-07-21T10:50:42","slug":"icra-maas-kesintisi-ne-kadar-2026-guncel","status":"publish","type":"post","link":"https:\/\/www.ozkokhukuk.com\/en\/icra-maas-kesintisi-ne-kadar-2026-guncel\/","title":{"rendered":"\u0130cra Maa\u015f Kesintisi Ne Kadar? (2026 G\u00fcncel)"},"content":{"rendered":"

Sorry, this entry is only available in T\u00fcrk\u00e7e<\/a>. For the sake of viewer convenience, the content is shown below in the alternative language. You may click the link to switch the active language.<\/p>Maa\u015f\u0131na icra haczi gelen bir \u00e7al\u0131\u015fan\u0131n ilk merak etti\u011fi soru, maa\u015f\u0131ndan ne kadar kesinti yap\u0131laca\u011f\u0131d\u0131r. \u0130cra ve \u0130flas Kanunu, bor\u00e7lunun ge\u00e7imini korumak amac\u0131yla maa\u015f haczine bir \u00fcst s\u0131n\u0131r getirmi\u015ftir. Bu d\u00fczenleme sayesinde, maa\u015f\u0131n tamam\u0131na de\u011fil, yaln\u0131zca belirli bir k\u0131sm\u0131na haciz uygulanabilir.<\/p>\n

Bu yaz\u0131da maa\u015f haczinin ne kadar oldu\u011funu, d\u00f6rtte bir kural\u0131n\u0131, asgari \u00fccretin durumunu, nafaka alacaklar\u0131n\u0131n \u00f6nceli\u011fini ve maa\u015f haczine itiraz yollar\u0131n\u0131 g\u00fcncel mevzuat \u00e7er\u00e7evesinde a\u00e7\u0131kl\u0131yoruz. Amac\u0131m\u0131z, bu konuda do\u011fru ve anla\u015f\u0131l\u0131r bir bilgi sunmakt\u0131r.<\/p>\n

Maa\u015fa \u0130cra Kesintisi Ne Kadar Uygulan\u0131r?<\/strong><\/h2>\n

Maa\u015f haczinde uygulanacak kesinti oran\u0131, kanunla belirlenmi\u015f bir \u00fcst s\u0131n\u0131ra tabidir. Bu s\u0131n\u0131r, bor\u00e7lunun temel ge\u00e7imini g\u00fcvence alt\u0131na almay\u0131 ama\u00e7lar.<\/p>\n

Maa\u015f\u0131n D\u00f6rtte Biri Kural\u0131<\/strong><\/h3>\n

Maa\u015f haczinde temel kural, d\u00f6rtte bir kural\u0131d\u0131r. \u0130cra ve \u0130flas Kanunu’nun 83. maddesi ve \u0130\u015f Kanunu’nun 35. maddesi uyar\u0131nca, i\u015f\u00e7inin ayl\u0131k maa\u015f\u0131n\u0131n en fazla d\u00f6rtte biri (1\/4) haczedilebilir. Bu, maa\u015f\u0131n en fazla y\u00fczde 25’inin kesilebilece\u011fi, geri kalan d\u00f6rtte \u00fc\u00e7l\u00fck k\u0131sm\u0131n ise bor\u00e7lunun ve ailesinin ge\u00e7imi i\u00e7in korunaca\u011f\u0131 anlam\u0131na gelir.<\/p>\n

Bu koruyucu h\u00fck\u00fcm emredici niteliktedir, yani taraflar aras\u0131nda yap\u0131lacak bir s\u00f6zle\u015fme veya i\u015fverenin karar\u0131yla bu oran art\u0131r\u0131lamaz. Ancak bor\u00e7lunun kendi r\u0131zas\u0131yla, maa\u015f\u0131n\u0131n d\u00f6rtte birinden fazlas\u0131n\u0131n kesilmesini kabul etmesi m\u00fcmk\u00fcnd\u00fcr. Nafaka alacaklar\u0131 gibi \u00f6zel durumlar ise bu genel kural\u0131n istisnas\u0131n\u0131 olu\u015fturur ve ayr\u0131 de\u011ferlendirilir.<\/p>\n

Asgari \u00dccretin Haczedilebilirli\u011fi<\/strong><\/h3>\n

Asgari \u00fccret d\u00fczeyinde maa\u015f alan \u00e7al\u0131\u015fanlar i\u00e7in \u00f6zel bir koruma s\u00f6z konusudur. Yarg\u0131tay i\u00e7tihatlar\u0131na g\u00f6re, asgari \u00fccretin tamam\u0131 haczedilemez, \u00e7al\u0131\u015fan\u0131n en az bir asgari \u00fccret d\u00fczeyinde geliri koruma alt\u0131ndad\u0131r. Asgari \u00fccret alan bir i\u015f\u00e7inin maa\u015f\u0131n\u0131n d\u00f6rtte biri, ge\u00e7im i\u00e7in gerekli asgari tutar\u0131n alt\u0131nda kalabilece\u011finden, icra m\u00fcd\u00fcrl\u00fc\u011f\u00fc bu durumu de\u011ferlendirerek kesinti oran\u0131n\u0131 daha a\u015fa\u011f\u0131ya \u00e7ekebilir veya kesinti yap\u0131lmamas\u0131na karar verebilir. Bununla birlikte, asgari \u00fccret almak tek ba\u015f\u0131na maa\u015f\u0131 hacizden tamamen muaf tutmaz, her somut durum, bor\u00e7lunun ve ailesinin ge\u00e7im ko\u015fullar\u0131 g\u00f6z \u00f6n\u00fcnde bulundurularak de\u011ferlendirilir.<\/p>\n

\u0130cra Kesintisi Nas\u0131l Hesaplan\u0131r?<\/strong><\/h2>\n

Maa\u015f haczi kesintisinin nas\u0131l hesapland\u0131\u011f\u0131n\u0131 anlamak, elinize ne kadar ge\u00e7ece\u011fini \u00f6ng\u00f6rmenizi sa\u011flar. Hesaplama, net maa\u015f \u00fczerinden yap\u0131l\u0131r.<\/p>\n

Kesinti Oran\u0131 ve Hesaplama<\/strong><\/h3>\n

\u0130cra maa\u015f kesintisi, kural olarak \u00e7al\u0131\u015fan\u0131n eline ge\u00e7en net maa\u015f \u00fczerinden hesaplan\u0131r. Genel kuralda, net maa\u015f\u0131n d\u00f6rtte biri kesinti olarak icra dosyas\u0131na aktar\u0131l\u0131r ve kalan d\u00f6rtte \u00fc\u00e7l\u00fck k\u0131s\u0131m \u00e7al\u0131\u015fana \u00f6denir. Kesinti, i\u015fveren taraf\u0131ndan her ay maa\u015ftan d\u00fc\u015f\u00fclerek do\u011frudan icra dairesine yat\u0131r\u0131l\u0131r. \u0130\u015fveren, bu kesintiyi yapmakla ve icra dairesine bildirmekle y\u00fck\u00fcml\u00fcd\u00fcr, bu y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc yerine getirmeyen i\u015fverenin hukuki sorumlulu\u011fu do\u011fabilir.<\/p>\n

2026 Uygulamas\u0131 \u00d6rnek Hesap<\/strong><\/h3>\n

D\u00f6rtte bir kural\u0131n\u0131n nas\u0131l i\u015fledi\u011fini bir \u00f6rnekle a\u00e7\u0131klayal\u0131m. Genel kural gere\u011fi, kesinti \u00e7al\u0131\u015fan\u0131n net maa\u015f\u0131 \u00fczerinden hesaplan\u0131r. A\u015fa\u011f\u0131daki tablo, oransal bir \u00f6rnekle kesinti mant\u0131\u011f\u0131n\u0131 g\u00f6sterir:<\/p>\n\n\n\n\n\n\n\n
Kalem<\/strong><\/td>\nOran<\/strong><\/td>\nA\u00e7\u0131klama<\/strong><\/td>\n<\/tr>\n<\/thead>\n
Net maa\u015f<\/td>\nTamam\u0131<\/td>\n\u00c7al\u0131\u015fan\u0131n eline ge\u00e7en ayl\u0131k net \u00fccret.<\/td>\n<\/tr>\n
Haczedilebilir k\u0131s\u0131m<\/td>\nEn fazla 1\/4<\/td>\nNet maa\u015f\u0131n d\u00f6rtte biri icra dosyas\u0131na aktar\u0131l\u0131r.<\/td>\n<\/tr>\n
Korunan k\u0131s\u0131m<\/td>\nEn az 3\/4<\/td>\nGe\u00e7im i\u00e7in \u00e7al\u0131\u015fana kalan b\u00f6l\u00fcm.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00d6rne\u011fin net maa\u015f\u0131 belirli bir tutar olan bir \u00e7al\u0131\u015fan\u0131n maa\u015f\u0131ndan, genel kural gere\u011fi bu tutar\u0131n d\u00f6rtte biri kesilir ve kalan d\u00f6rtte \u00fc\u00e7\u00fc kendisine \u00f6denir. Asgari \u00fccret d\u00fczeyindeki maa\u015flarda ise, yukar\u0131da belirtilen koruma nedeniyle kesinti oran\u0131 de\u011fi\u015febilir. G\u00fcncel asgari \u00fccret tutarlar\u0131 her y\u0131l yeniden belirlendi\u011finden, somut bir hesaplama i\u00e7in o y\u0131lki ge\u00e7erli tutarlar\u0131n ve ki\u015finin durumunun dikkate al\u0131nmas\u0131 gerekir. Bu nedenle net rakaml\u0131 bir hesaplama i\u00e7in g\u00fcncel verilerle de\u011ferlendirme yap\u0131lmas\u0131 \u00f6nemlidir.<\/p>\n

Hangi Gelirlerden Kesinti Yap\u0131lamaz?<\/strong><\/h2>\n

Baz\u0131 gelir t\u00fcrleri, kanun gere\u011fi haciz d\u0131\u015f\u0131nda tutulmu\u015ftur veya \u00f6zel kurallara tabidir. Bu gelirlerin bilinmesi, haklar\u0131n korunmas\u0131 a\u00e7\u0131s\u0131ndan \u00f6nemlidir.<\/p>\n

Nafaka Alaca\u011f\u0131n\u0131n \u00d6nceli\u011fi<\/strong><\/h3>\n

Nafaka alacaklar\u0131, maa\u015f haczinde \u00f6zel bir \u00f6nceli\u011fe sahiptir. Ayl\u0131k (cari) nafaka \u00f6demeleri, d\u00f6rtte bir s\u0131n\u0131r\u0131n\u0131n d\u0131\u015f\u0131nda tutulur, yani h\u00fckmedilen ayl\u0131k nafaka tutar\u0131, maa\u015f\u0131n d\u00f6rtte birinden fazla olsa dahi tam olarak kesilebilir. Bu \u00f6ncelik, nafaka alacakl\u0131s\u0131n\u0131n, genellikle \u00e7ocuklar\u0131n veya eski e\u015fin korunmas\u0131 amac\u0131na dayan\u0131r. \u00d6nce ayl\u0131k nafaka maa\u015ftan tam olarak kesilir, ard\u0131ndan kalan k\u0131sm\u0131n d\u00f6rtte biri di\u011fer alacaklar i\u00e7in kesintiye tabi tutulur. \u0130cra s\u00fcrecinin ne kadar s\u00fcrd\u00fc\u011f\u00fc konusunda icra davas\u0131 ka\u00e7 ay s\u00fcrer<\/a> i\u00e7eri\u011fimizi de inceleyebilirsiniz. Birikmi\u015f (ge\u00e7mi\u015f d\u00f6nem) nafaka bor\u00e7lar\u0131 ise genel kurala tabi olup, d\u00f6rtte bir oran\u0131nda kesilir.<\/p>\n

Haczedilemeyen Gelirler<\/strong><\/h3>\n

Kanun, baz\u0131 gelir t\u00fcrlerini tamamen veya k\u0131smen haciz d\u0131\u015f\u0131nda b\u0131rakm\u0131\u015ft\u0131r. Bu gelirler aras\u0131nda \u015funlar yer al\u0131r:<\/p>\n